Terms & Conditions

Effective date: 15 Apr 2026

These terms govern access to PEPLens, an AML/PEP intelligence platform designed for Nigerian financial institutions and authorised compliance teams. By using the platform, you agree to comply with these terms and all applicable Nigerian laws and regulatory directives.

1. Permitted Use

Access is restricted to authorised users acting in a compliance, risk, or regulatory capacity. You must not use PEPLens for unlawful surveillance, discrimination, or any purpose outside AML/CFT compliance obligations.

2. Applicable Laws

Users must comply with the Nigeria Data Protection Act 2023 (NDPA), NDPR 2019, the Cybercrimes (Prohibition, Prevention, etc.) Act 2015, and any relevant directives from the Central Bank of Nigeria (CBN), NFIU, EFCC, and other competent authorities.

3. Data Integrity

Users must ensure submissions are accurate, sourced from lawful open-source intelligence, and reviewed responsibly. All actions are logged for audit and compliance review.

4. Security & Access Control

You are responsible for safeguarding your credentials and for all activity performed under your account. Unauthorised access or sharing of credentials is strictly prohibited.

5. API Usage

API access is governed by subscription tier and usage limits. Key sharing, resale, or misuse of API credentials is prohibited. Usage is logged and monitored for compliance.

6. Suspension & Termination

PEPLens administrators may suspend or terminate access where misuse is suspected or where required by law or regulation.

7. Disclaimer

The platform provides intelligence for compliance purposes only. Users remain responsible for their institution’s decisions and regulatory reporting obligations.

8. Contact

For support or legal enquiries, contact your institution’s compliance lead or the PEPLens system administrator.

These terms are provided for operational clarity and do not replace formal legal advice.

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